Owner/Agent may obtain a consumer credit report and/or an investigative Consumer Report which may include the checking of the applicant’s credit, income, employment, rental history, and criminal court records and may include information as to his/her character, general reputation, personal characteristics, and mode of living. You have the right to request additional disclosures provided under Section 606(b) of the Fair Credit Reporting Act, and a written summary of your rights pursuant to Section 609(c). You have the right to dispute the accuracy of the information provided to the Owner/Agent by the screening company or the credit reporting agency as well as a complete accurate disclose of the nature and scope of the investigation. In the event of a denial or other adverse action, you have the right to obtain a free copy of the consumer report from the Screening Company or Credit Reporting Agency.
Credit Reporting Agency: Trans Union Consumer Relations PO Box 1000, Chester, PA 19002 (800)888-4213
1. All applicants, over the age of 18, must complete and sign a rental application. Co-applicants must each complete a separate application unless the same credit file is shared.
2. The appropriate application fee will be paid for each separate application and must be received prior to beginning the processing of the application(s). All application fees are non-refundable after the applications are processed unless otherwise specified in writing.
3. The applicant’s credit shall be subject to management’s discretion. Management may decline applicants with judgments, collections or other adverse conditions on their credit reports.
4. All applications will be screened by an accredited screening service of Management’s choice. We do not accept portable screening reports.
5. False statements made on the rental application may be grounds for immediate denial of the rental application.
6. Derogatory information received from prior landlords or other sources may cause immediate denial of the rental application.
7. Where the applicant’s income source is wages, the applicant must have verifiable, stable employment of at least six months.
8. If an applicant receives income from sources other than employment, such as state or federal funds or a retirement fund, this income must be verified.
9. Total income must be at least two and a half times the tenants portion of the rental amount of all applicants for the unit.
10. Applicant(s) must have at least six months of verifiable rental history that indicates payments received as agreed, proper notice to vacate, and no damage to property; or satisfactory mortgage credit history. College and military housing history may be considered. Adverse housing references are grounds for immediate denial of an application.
11. Criminal activity or conviction of an applicant may be grounds for denial of rental application. Management will consider number of and severity of offenses, length of time since offense and history portraying rehabilitation since.
12. Occupancy is generally limited to no more than two persons per bedroom – certain exceptions shall be granted based on square footage of the dwelling and/or age of applicants.
13. Certain pets will or will not be allowed per landlord’s preference with some restrictions and a non-refundable fee.
14. Co-signers will be allowed only where there is lacking credit, income, or employment – not to compensate for derogatory or lacking rental history.